New Jersey offers several free drug rehab programs to its residents, and there are many private rehabs that accept personal health insurance including Medicaid. There are a variety of early intervention, prevention and detox centers available throughout the state, and finding out which levels of treatment you qualify for is as simple as making a phone call.
Does Your Health Insurance Cover Substance Abuse Treatment?
Under the Affordable Care Act, health insurance companies must provide rehab coverage to their customers. Whether you have employer-sponsored coverage or pay for your own private health insurance plan, every provider is legally required to offer some type of financial assistance in treatment. However, policy limits and individual provider standards will vary, which means that your own plan may only offer coverage for a specific duration of time or have requirements before it becomes active. For example, you may be required to be screened and diagnosed with a substance use disorder by a licensed doctor or mental health professional before your insurance provider covers the cost of rehab. In most cases, you will still have to pay a portion of the cost of treatment out-of-pocket until you reach your deductible. Call your health insurance provider and ask them about your substance abuse options as well as coverage limits and any requirements. Then, you can contact individual rehabs and ask them if they take your insurance.
Free Drug Rehabs in New Jersey
There are over 600 individual drug treatment programs in New Jersey. Uninsured or low-income individuals can often receive free medical detox and drug rehab free of charge. However, the wait list for these programs can be long, and many people decide to find a program that will offer them financial assistance or payment options rather than waiting for months. It is a good idea to explore state-funded programs as well as any church-based or non-profit rehabs in New Jersey. Many private rehabs also provide financial planning to people who are currently unemployed, uninsured or otherwise unable to pay for treatment upfront. Do not think that not having money means you’ll be turned away.
Get Help in NJ Today
Our rehab representatives can connect you with a variety of treatment programs and drug rehabs near you today. There are hundreds of drug rehabs in New Jersey, and we are able to help you explore your options and match you with the best programs for your needs, lifestyle and budget. Contact us now at 833-610-1174 to learn more.