While paying for addiction treatment is a primary concern for many people in obtaining professional help, your health insurance coverage may help. While some health insurance providers only pay for a portion of treatment costs, other insurers will pay for the entire cost. The best way to get detailed information about your coverage is by contacting your insurance provider directly.
If you have already chosen your New Jersey treatment center, you can ask their staff to contact the insurance company for you. They will know which questions to ask to obtain the necessary information about your coverage details. They will be able to make sure the facility is in your network and they can find out how many days of treatment will be covered. This can help you to more accurately determine your out of pocket costs. In addition to private insurance, you may be covered through any of the following types of health insurance:
- State-financed insurance
- Medicaid
- Medicare
- Military insurance
Explore Additional Methods of Paying for Treatment
If your insurance won’t cover the full cost for treatment, you may be able to qualify for other methods of treatment. For instance, SAMHSA (Substance Abuse and Mental Health Services Administration) offers grants for addiction treatment. Although there are conditions for qualifying for the Substance Abuse Prevention and Treatment Block Grant (SABG), this may be an alternative that can help you pay for the costs of your treatment. Many people have turned to non-conventional means of raising the money to pay for treatment. Some have auctioned off items of value and others have turned to crowdfunding to get the resources they need. If you’re unsure you could get the support you need, you can also look for nonprofit treatment centers in New Jersey.
These facilities cost less and sometimes provide free treatment, though the cost is treatment is based on a case by case evaluation. If you would like to learn more about paying for addiction recovery, contact out counselors at 833-610-1174 at your earliest convenience. We’re available 24 hours a day to answer your questions and discuss your payment options in greater detail. In addition to providing you with information for paying for treatment, our counselors can address any other concerns. Once you have a better understanding of the treatment process, you’ll be better prepared to commit to your recovery.