Choosing to attend rehab is one of the best choices you will ever make in life. Your time in rehab will be well spent no matter how long you are there, and you’ll learn how to live without having to use drugs or alcohol. However, there are many things you likely want to know about before you decide to check in for weeks at a time.
While one of the first questions most people have about rehab concerns how much it costs, there is no one-size-fits-all answer. Different rehab facilities and forms of treatment can cost vastly different amounts. Let’s take a closer look at what you can expect when you go into a rehab program.
What to consider during your search
A 90-day rehab stay can cost anywhere from $2,000 to $50,000, depending on many factors. However, how much your stay will cost will typically vary according to the following:
- Type of rehab program
- Amenities offered
- Where it is located
- Current demand
Remember, a 90-day rehab program is one of the longest programs offered in most rehab centers, so it stands to reason that it will be one of the most expensive. Most rehab programs are broken down on a daily basis when determining cost. They will factor in the following if you choose to go into a residential setting:
- Medical costs- There will be a charge for doctor visits, any medications you need for withdrawal, and any additional medical supplies you may need.
- Room- You’ll be charged on a daily basis for having your own bed to sleep in.
- Meals- Meals are provided during rehab, so they are factored into the price.
- Amenities- Any holistic activities, such as yoga or meditation, will be factored into the cost.
• Geographical location- If you are in a rehab in a big city or along the ocean, you may be charged more for the location.
Residential or Outpatient Rehab
Another factor to consider when paying for rehab is the type you choose. A residential program is the kind that will have you stay overnight for a certain number of days. Residential treatment is typically the best option for anyone dealing with a severe addiction. However, this type of treatment forces you to give up any responsibilities you may have before you go, such as work or family obligations.
If you decide to choose an outpatient rehab, a 90-day program will likely cost much less. That’s because you aren’t paying for the room, board, meals, and other amenities. You’re simply paying for the detox if needed, as well as the different meetings you’ll be required to attend. If you can’t afford a 90-day stay in a residential rehab, an outpatient center is a great choice.
Paying With Insurance
Too many people shy away from rehab because they aren’t sure how they could possibly pay for it. Remember, many insurance companies do cover certain parts of the rehab process. Private insurance, military insurance, state-financed health insurance, employer insurance, Medicare, and Medicaid all cover some treatment options.
You’ll want to go over your policy carefully before you make a decision because your insurance will cover rehab based on their own personal guidelines. For example, you may be covered if you want to stay in a residential center, but your insurance may only pay for the first 30 days. After that, you will be on your own.
Call and talk to a representative concerning your health insurance before you choose your place. They can help you find out what your insurance covers and for how long. Once you know what you will be responsible for out-of-pocket, you can begin figuring out ways to pay for what you will end up owing.
Paying Without Insurance
Too many addicts won’t get the help they need because they don’t think they can pay for rehab. However, there are other financing options available for rehab costs when insurance doesn’t cover it all.
Jump online and look for state and local government programs that offer loans and grants. Many facilities may offer scholarships for rehab, even the more expensive options. Check with 12-step programs like Alcoholics Anonymous to see if they offer any monetary support. Some centers will allow you to negotiate your payment arrangements, meaning your rehab could be paid for on a sliding scale fee. There are plenty of options available, so don’t give up when you need help!
Get Help Today
Contact our rehab today at 833-610-1174. We’ll help you figure out how to pay for your stay so that you can get the help you need.